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Article #2: How To Achieve Your New Year’s Resolution

Article #2: How To Achieve Your New Year’s Resolution

How To Achieve Your New Year’s Resolution

 “One can have no smaller or greater mastery than mastery of oneself.” —Leonardo Da Vinci

Have a Vision

Many years ago, the commencement speaker at a prestigious university asked the members of the graduating class, “Who has a definite plan for their lives?” He looked around the room; only three hands were raised. Twenty-five years later, when the class held a reunion, the combined net worth of those three individuals exceeded that of the remainder of the class.

 

People who know where they are going always achieve far greater levels of success than those who merely drift through life, expecting circumstances to create opportunities for them. Successful people create their own opportunities by focusing on goals with an intensity that borders on obsession. In this way, every action moves them forward, closer to their goal.

 

“Start with the empowering part—change from the inside out.”

—Dave Razo

 

Empowerment

Empowerment is defined as giving power or authority. My goal in this section is to give you the power and authority to make changes in your life. It really comes down to the words and images we use about ourselves. Using positive imagination and positive self-talk can transform that self-talk into your identity. It sounds easy, and it is easy. However, it does require some daily action, persistence, resilience, and discipline. You can do it!

 

 

How Can You Apply this to Your Life?

Imagine the cumulative effect of choosing more empowering words on a consistent basis. “I can’t” and “I don’t” are statements that seem similar. We often interchange them, but psychologically they can provide very different feedback and, ultimately, result in very different actions. They aren’t just words and phrases. They are affirmations of what you believe, reasons for why you do what you do, and reminders of where you want to go.

To put it simply, you can either be the victim of your words or the architect of them, building your future victory. Victim or victory—the choice is yours. Which would you prefer?

“Dream lofty dreams and as you dream, so shall you become.

Your vision is the promise of what you shall one day be;

your ideal is the prophecy of what you shall at last unveil.”

—James Allen

 

Turn your dreams into reality >> setting goals >> defining your destination

Write Your Goals

Goal setting is both an art and a science. There are specific steps to setting goals, but artistic flair and creativity are indispensable to actually implementing the actions necessary to accomplish them. I will provide you with a proven, seven-step process to achieve your dreams, your desires, your goals. If you follow these seven steps, you will be successful.

Goal setting, a process that can be applied to any area of one’s life, starts with taking a realistic appraisal of where you currently are, then determining what you want and where you want to end up—your goal. Then, develop the steps needed to get to your destination. A helpful acronym from Your Best Year Ever, by Michael Hyatt uses the word SMARTER to identify key aspects of goal setting.

S =  Specific—Clearly Defined

M = Measurable—Able to Measure Your Success

A = Actionable—Use a Verb and Do It

R = Risky—Invoke Emotion

T = Time Keyed and Triggered—Sense of Urgency

E = Exciting—Remember Why You Want It

R = Relevant—Reality Check

Writing your SMARTER goals is the first important step in turning your vision into something real.

Now, get a piece of paper and write down your vision, your goal. Think big. Think of the possibilities. What will it be like living your dream: your new lifestyle, your income, your net worth? Write it all down. now—stop reading and start writing.

You have to have a dream to make a dream come true, and writing it down activates your nervous system, the goal-seeking part of your brain. Pause your reading or listening to write about your dream now.

Are you writing? Write! Right now. Write now.

How about other areas of your life—your mind, body, spirit, emotions, relations, income? I include all these areas in my goals, as well as my “living the outstanding life” goals. Write down all the goals you desire—everything that comes to mind.

Okay—that’s great!

Look at your creation and be happy. Celebrate the journey. Take pride in your accomplishment. This step is just the start, and it’s important that you find enjoyment in the journey. These little breaks to enjoy what we are doing have neurological consequences, so take time to enjoy each little step along the path.

Now that you have established your goals and a clear vision of where you are headed, go back and phrase your goals as if they are already accomplished.

Phrase them as “I am” or “I have” statements. I know this sounds weird, but through daily repetition of these “I am” statements, our minds begin the process of believing “you are”—they will become your identity, and your brain will seek ways to maintain your identity. Your own identity is a powerful force in the human psyche.

Making changes to your brain requires repetition and emotion. That is our next step. Specifically, changes to your subconscious will include I-can-tations (your “I am” and “I have” statements) plus visualizations.

Visualization involves imagining yourself having already attained the goal, whether it be financial, relationship, or career/work related or mental, physical, spiritual, or emotional experiences—clearly envision yourself having accomplished the goal. Include the reason behind attaining the goal—the emotional impact—and the result. Make it as vivid as you can. See it, hear it, feel it, smell it, and taste it.

Adding I-can-tations will empower the neuropathways. Write a positive first-person statement about the goal having been achieved. For instance, if it is a financial goal, you might write, “I have $1 million in liquid assets in my trading account on June 1, 20XX.”

Now write an I-can-tation for every goal you have. Say it out loud frequently, and add emotion every time you say it. I suggest each morning and night at a minimum. As you state each I-can-tation, picture yourself doing it and succeeding at it—even overcoming potential obstacles along the way.

Visualizing a big goal will activate the parts of the brain (nucleus accumbens and insula) that drive your motivational center to take action on your visualization in reality. Imagination, rehearsal, and practicing the role you plan to play reinforce the new pathway. Over time the role will become more and more familiar to you. When you work with your self-image and add knowledge, skills, and abilities, your goal and your vision become one. It becomes your new “comfort zone”. You will have activated what I believe is the most powerful, the most empowering, part of your brain.

Activate this part of the brain by picturing yourself achieving the goal you desire daily. See it, feel it, speak it, believe it. It all begins in your imagination. Practice this technique morning and night, and continue to practice day after day until your goal becomes a reality.

“Imagination is more important than knowledge. For knowledge is limited to all we now know and understand, while imagination embraces the entire world, and all there ever will be to know and understand.”
 —
Albert Einstein

There are two ways to reinforce this new image in your brain: spaced repetition and emotionally charged visualizations. Practice twice a day, early in the morning and then again in the evening. Use this time to relax and enjoy your internal journey into your imagined world. Apply an affirmation, an I-can-tation, along with your visualization. To really boost your change, attach a powerful feeling to the goal attainment.

Make your image bigger, brighter, and more alive. Add an image of yourself enjoying the newfound success. Imagine yourself succeeding at the goal, overcoming the obstacles along the way, celebrating your achievement. Bringing emotions into the picture activates the pain and pleasure circuits that will drive you to action.

Writing your goals down and phrasing them in positive “I am” statements is just the first step—attaching emotions to the goal will turbocharge your desire. One way to attach strong emotions is to determine why you want these goals and we will talk more about this in the next article..

Remember this is just the first step on the journey.  We will provide you with all the steps in coming articles, and if you want to revisit the 1st article you can go here LINK HERE

The critical steps to keeping your resolutions and obtaining your goals are broken them down into seven master steps to unlock your goal-achieving success. In the coming articles, I will dive deeper into each of these seven master steps to provide you a path to achieving any goal you set your mind to. The seven steps are:

  1. Goal Setting — Mindset
  2. Purpose Driven – Inspiration
  3. Strategies — Education
  4. Overcoming Obstacles – Grit
  5. Turbo Boost – Flow & Environment
  6. Accountability –Forcing Functions
  7. Massive Action—Revisions and Celebrations

So stay tuned and we will get there together.

If you have questions, you can contact me at Dave.Razo@WeBuildABetterU.com

I am rooting for you.

Dave

Download Your FREE eCopy Of Rich Life, Wealthy Life

Reclaiming your love life, and getting your financial house in order doesn’t have to be painful.

Rich Life, Wealthy Life provides strategies for “stress-free” wealth development and delves into the leading cause of disharmony and divorce.  Here you will find solutions to emotional distress and a pathway toward empowering harmonious relations.

As an example, you might start by setting aside a portion of your income to help others.  In this way, you will be leading both a rich life and a wealthy life. Choose a church, a charity, or a cause that you can enthusiastically support. Then give your money and/or your time to support that cause. The primary beneficiary of such noble actions is always the one who gives. 

For more info on leading a rich and wealthy life check out my book or visit our website—details are below.

Dave Razo

Author – Speaker – Leader – Investor

Dave spent a long and distinguished career as a pilot and leader in the United States Air Force. Along the way, he managed to obtain three graduate degrees.  As an investor in the stock market for more than 37 years, Dave has seen his share of ups and downs.  When Dave retired as a Colonel in 2006, he founded Razor Sharp Investments. Subsequently, he worked with an investment education company, teaching new investors how to handle their money, and then two brokerage firms doing the same thing.  In 2012, Dave founded his own investment firm.  Dave has always been fascinated by the question, Why do people do the things that they do?  On his discovery journey, he encountered Tony Robbins. He worked with his event staff to eventually progresss through the Institute for Strategic Intervention as a coach, making him ideally suited to tackle the most formidable challenges in a relationship.  Dave continues to be committed to a life of service, mainly serving those struggling in their relationships over money.  

Dave is dedicated to the values of
Integrity First  — Service Before Self – Excellence in All We Do.
Author: Rich Life, Wealthy Life
From Successful Investing to Happy Empowered Living
RichLifeWealthyLifeBook.com

Article #1: How to Keep Your New Year’s Resolution

Article #1: How to Keep Your New Year’s Resolution

The Secrets to Goal Achievement

 

Have you noticed? There are a lot more people working out at the gym this week. Not the usual crowd either. I admit, at first I was a bit annoyed. They were invading “my” space, taking up time on “my” equipment, causing a crowd in “my” locker room. Then a better, more graceful “me” emerged, and I told myself,

“Hey, they are just wanting the same thing I am wanting — to obtain better fitness, better health, more energy, maybe even a better shape.”

Funny though. This is the same pattern I see every year. People start going to the gym in the new year, only to be back on the couch eating cookies and drinking a sugary, big-gulp by the middle of January.

  • What causes this?
  • Why can’t most people obtain their goals?
  • Why don’t people follow through?

Many of us start the New Year with a new resolution, a new goal, but don’t stick to it. Studies have shown that approximately 80% of New Year’s resolutions fail. Failure has become so common that many people have quit trying.

It is easy to just dismiss them and say they just don’t have the willpower, or they just don’t want it bad enough. But willpower and commitment are only a couple of the less functional parts of goal achievement. They are baby steps in the journey toward keeping a resolution or in the art and science of goal achievement.

We will be taking major power moves, giant strides on our goal achievement journey, so if you are game, stick around and let’s get ‘er done together.

I believe you can succeed. In this and successive articles, I will provide you with a method that has worked for me. Over the past 45 years, I have been on a quest to find the holy grail. The magic potion, the anointed elixir, the secret formula. Unfortunately, it is just a bit more involved than any one mysterious secret can provide; it takes a few steps to get there. But it isn’t difficult or complicated if you move forward bit by bit. Remember the old saying? Inch by inch, it’s a cinch.

If you are willing to take it inch by inch, I can help you get there. If you are willing to take it one step at a time, I know you can do it. You can have new hope in obtaining your deepest desires.

You see, I have studied the best. Anthony Robbins, John Maxwell, Jim Rohn, John Assaraf, Mark Waldman, and Ben Hardy; all have parts of the puzzle, but I am here to give you the best of all of them, and along the way, we will become better at fulfilling our resolutions. I will provide you with a method to fulfill all your dreams if you are willing to take this journey with me.

It is both an art and a science, and it is one that you can learn. The truth is that most of us have never been taught how to obtain our most important dreams, aspirations, and desires, our goals in this life.

In this short essay, I will provide you with the basics of keeping your New Year’s Resolution, and then in following articles, you will obtain all the details based on ancient wisdom and the most recent neuroscience — both necessary to fulfill your wildest dreams.

First, let’s assume you have a resolution. This might come to you out of the frustration of not obtaining last year’s objective. Or, it might be something new that has inspired you to take action. Or, it could come from an annual, systematic review of your life.

I like dividing my life into significant categories to keep track of the essential areas of my existence. I don’t want too many items, but enough to cover all the major ones I know affect me dearly.

My primary areas can be divided up into internal and external. My interior areas are my mind, body, and spirit. These are all key areas that we are essentially in total control of. While imprisoned for 27 years, even Nelson Mandela controlled his Mind, Body, and Spirit. In fact, he learned to control these three areas so well that he changed South Africa and was an example to the world on how to fight (non-violently) to abolish the injustice of apartheid.

My external areas are my Relationships, my Mission/Finances, and my Richness of life. Relationships are pretty obvious, we are social animals, and one of our significant competitive advantages in nature is that we can act together to accomplish big goals—healthy relationships are vital.

Mission/Finances is an excellent area to spend some time with, as I recently read that 80% of working people don’t like their jobs. Turning your work into something you’re passionate about is crucial toward living a rich life. Implementing a system to make this happen is essential, and there is a way to do it, but again, few people know how and it is even rarer that anyone teaches it. Stick with me, and I can help guide you through it.

Living life with passion, having a passionate mission is vitally important to the final central area–the Richness of Life. I like to think of the Richness of Life as the cherry on top. It can be the celebration at the end of a journey, or it can just be the excursion that makes life worth living. In either case, it is vital to keep everything else in perspective. How do you celebrate your accomplishments—it is vitally important to have this in mind as you start to commit to your resolution or your goals.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

With this overview out of the way, let’s take a quick look at the brass tacks—the critical steps to keeping your resolutions and obtaining your goals.

I have broken them down into seven master steps to unlock your goal-achieving success. In the coming articles, I will dive deeper into each of these seven master steps to provide you a path to achieving any goal you set your mind to. The seven steps are:

  1. Goal Setting — Mindset
  2. Purpose Driven – Inspiration
  3. Strategies — Education
  4. Overcoming Obstacles – Grit
  5. Turbo Boost – Flow & Environment
  6. Accountability –Forcing Functions
  7. Massive Action—Revisions and Celebrations

So stay tuned and we will get there together.

Download Your FREE eCopy Of Rich Life, Wealthy Life

Reclaiming your love life, and getting your financial house in order doesn’t have to be painful.

Rich Life, Wealthy Life provides strategies for “stress-free” wealth development and delves into the leading cause of disharmony and divorce.  Here you will find solutions to emotional distress and a pathway toward empowering harmonious relations.

As an example, you might start by setting aside a portion of your income to help others.  In this way, you will be leading both a rich life and a wealthy life. Choose a church, a charity, or a cause that you can enthusiastically support. Then give your money and/or your time to support that cause. The primary beneficiary of such noble actions is always the one who gives. 

For more info on leading a rich and wealthy life check out my book or visit our website—details are below.

Dave Razo

Author – Speaker – Leader - Investor

Dave spent a long and distinguished career as a pilot and leader in the United States Air Force. Along the way, he managed to obtain three graduate degrees.  As an investor in the stock market for more than 37 years, Dave has seen his share of ups and downs.  When Dave retired as a Colonel in 2006, he founded Razor Sharp Investments. Subsequently, he worked with an investment education company, teaching new investors how to handle their money, and then two brokerage firms doing the same thing.  In 2012, Dave founded his own investment firm.  Dave has always been fascinated by the question, Why do people do the things that they do?  On his discovery journey, he encountered Tony Robbins. He worked with his event staff to eventually progresss through the Institute for Strategic Intervention as a coach, making him ideally suited to tackle the most formidable challenges in a relationship.  Dave continues to be committed to a life of service, mainly serving those struggling in their relationships over money.  

Dave is dedicated to the values of
Integrity First  -- Service Before Self – Excellence in All We Do.
Author: Rich Life, Wealthy Life
From Successful Investing to Happy Empowered Living
RichLifeWealthyLifeBook.com

Your Money, Your Mind, and What Matters

Your Money, Your Mind, and What Matters

Your Money, Your Mind, and What Matters

Moolah, Wampum, Greenbacks, Benjamins, Scratch, Sugar, Bills, Bucks, Bones, Cash, Clams, Loot, Dough, Money

Money is everywhere in today’s society. From millennials and Gen Xers to baby boomers, some people would say we have an innate desire to accumulate wealth; more wealth generally equates to a better chance at survival. Our relationship with money and our relationship with each other around money can often become the relationship’s central focus.

The power of money binds us together—and tears us apart. Money is often the currency used to define our relationships with people—brothers and sisters, young and old, couples in love, and business partners. Our finances are filled with emotions—envy, compassion, jealousy, fear, and anger; money is often the currency that defines our relationships.

Some use money to manipulate, others freely give it away, while still others will take it away or use it as a weapon. Financial problems are often the tip of an iceberg, concealing deeper hidden issues between family members, couples in love, or business partners.

 

Money Matters

To some folks, money is all that matters. We have all heard people say that “money isn’t everything.” But just try living without it. Other peoples say that “money can’t buy happiness,” but money can buy nicer things, better experiences, and might even allow you to contribute more to your favorite charity. Still others say, “money is the root of all evil,” but as Billy Graham stated,

 

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There is nothing wrong with men possessing riches.

The wrong comes when riches possess men.”

—Billy Graham, Life Wisdom

If there is nothing wrong with men and women possessing riches, then why do so many relationship problems revolve around those greenbacks? Money is used as a social measurement, separating the haves from the have nots—separating those who are financially wealthy from the wannabes.

Money matters are still the most often cited source of relationship problems. It is a common concern among couples and marriages, between business partners and in business negotiations; and between friends and family. Money in our society is an emotionally charged topic.

Money and Character

Money does not have a character of its own. It does not have a personality or values. The use of money reflects the desires of its owner. Money can build great hospitals and schools, or it can be gambled away or squandered on meaningless possessions. Money may build museums to house beautiful works of art, and it can construct beautiful houses of worship—or it may be used to create instruments of war or used to support violent crimes.   

How can a person resolve this dilemma?  How might they answer these questions in an empowering way?  I recommend that as you build your personal wealth, make sure you build your character too. Focus on character traits as much as financial achievement.  This is one of the themes in my book about living the Rich Life and the Wealthy Life.

Download Your FREE eCopy Of Rich Life, Wealthy Life

Reclaiming your love life, and getting your financial house in order doesn’t have to be painful.

Rich Life, Wealthy Life provides strategies for “stress-free” wealth development and delves into the leading cause of disharmony and divorce.  Here you will find solutions to emotional distress and a pathway toward empowering harmonious relations.

As an example, you might start by setting aside a portion of your income to help others.  In this way, you will be leading both a rich life and a wealthy life. Choose a church, a charity, or a cause that you can enthusiastically support. Then give your money and/or your time to support that cause. The primary beneficiary of such noble actions is always the one who gives. 

For more info on leading a rich and wealthy life check out my book or visit our website—details are below.

Dave Razo

Author – Speaker – Leader - Investor

Dave spent a long and distinguished career as a pilot and leader in the United States Air Force. Along the way, he managed to obtain three graduate degrees.  As an investor in the stock market for more than 37 years, Dave has seen his share of ups and downs.  When Dave retired as a Colonel in 2006, he founded Razor Sharp Investments. Subsequently, he worked with an investment education company, teaching new investors how to handle their money, and then two brokerage firms doing the same thing.  In 2012, Dave founded his own investment firm.  Dave has always been fascinated by the question, Why do people do the things that they do?  On his discovery journey, he encountered Tony Robbins. He worked with his event staff to eventually progresss through the Institute for Strategic Intervention as a coach, making him ideally suited to tackle the most formidable challenges in a relationship.  Dave continues to be committed to a life of service, mainly serving those struggling in their relationships over money.  

Dave is dedicated to the values of
Integrity First  -- Service Before Self – Excellence in All We Do.
Author: Rich Life, Wealthy Life
From Successful Investing to Happy Empowered Living
RichLifeWealthyLifeBook.com

Time Traveler  Revising the past? Creating the future?

Time Traveler
Revising the past? Creating the future?

Have you ever wondered about traveling through time?  Revising the past, creating the future?

You may have seen one of the funniest movies made, going Back To The Future.  In the film, Marty McFly (Michael J. Fox) and the lovable professor, Dr. Emmett Brown (Christopher Lloyd), travel back and forth through time, trying to change the future or right the ills of the past.  Seeing Michael J. Fox riding his hoverboard was exciting. We watched him “light up” the band with his rendition of Great Balls Of Fire—simply spectacular. It’s a fun movie that got me thinking about how our imagination is a lot like time travel.  We often go back in time, revising the past, and we can, with a bit of forethought, go into the future to bend our current reality to our strongest desires.

I think this is what Einstein was getting at in his quote.

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Imagination is more important than knowledge.

For knowledge is limited to all we now know and understand, while imagination embraces the entire world, and all there ever will be to know and understand.”
—Albert Einstein

I love the Einstein quote.  A great example of of what he is talking about, the power of imagination, can be seen in Walt Disney.  If you google EPCOT Center, you get the short description; EPCOT allows you to travel to the future and ignite your imagination.  The power of imagination is well established in history and in creating new technologies, new entertainment, new experiences.

There is another great quote from an interview with Walt Disney’s son.  Walt, his father, had already passed away.  The interviewer asked the younger Disney if he thought it a shame that his father never got to see the completion of Disney World and EPCOT Center, his son, wise in the ways of his father, replied,

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My father saw it before any of us.

That is the power of imagination.  That is the power of traveling through time to the future to create what you can only imagine today.

As children, we largely model our parents, and that modeling forms the foundation of our thoughts, beliefs, and values.  Children are outstanding learners.  They are sponges, absorbing all that life offers.  They are amazingly good at mimicking our behaviors and picking up on our emotions.

Just say that one curse word in anger, and you might hear it repeated from your child for years to come.  They often come up with new, novel combinations of ideas.  Creating new games as they play.  I love to pretend I’m a child again.

 

Our childhood is a fantastic time for most.  Many of us also experience traumas in our early years or even as adults.  These traumas can cloud our present-day experiences.  Constantly reliving the trauma can cause plenty of present-day problems.

These traumas, or “Dragons,” as Dr. Daniel Amen calls them in his new book, Your Brain is Always Listening, can haunt us if we are careful.  I know I had a dragon from my childhood watching my parents fighting.  These fights were often over money.  Now I am talking about the real MMA style fighting with blood, sweat, tears, and the occasional 911, domestic disturbance call.

Dr. Amen talks about lots of different dragons.  From ancestral dragons like mine, ones that can be handed down from generation to generation, to many others.  Dragons like abandonment, inferiority, shaming, anger, judgemental and more.  I recommend the book for anyone interested in why you do the things you do or why others do the things they do. It’s a good read.

As a teenager, getting hit with a strap could have left some emotional scars, but thanks to “Time Traveling,” I believe I have healed and covered over these scars with new meanings.  Yes, I went through a form of time travel to heal the hurts, and so can you.

 

 

Thoughts Are Powerful

Our thoughts are powerful and can have a profound effect on the way we feel. They can even trigger physiological responses in the body.

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Whenever you have a sad thought, an unkind thought, or a hopeless thought – such as ‘I’m never going to land my dream job’ – your brain pumps out a dose of chemicals that makes you feel bad. On the flip side, conjure a happy, loving, or encouraging thought, and your brain gives you a blissful jolt of feel-good chemicals.

– Dr. Daniel Amen

Having negative thoughts can reduce activity in the area of the brain involved with self-control, judgment, and planning, which can lead to poor decisions.

These patterns of negative thoughts, negative self-talk can cause a downward spiral. So, exactly how can you turn around negative self-talk?

I have outlined how to do this in an easy-to-remember acronym we are all familiar with; A-E-I-O-U.

 

A-E-I-O-U

A – First of all, Awareness!  Awareness is a superpower. Identify and write down the negative thoughts.  Often these thoughts are a pattern of thinking.  Writing them down will allow you to refer back to them later and see if there is a pattern.  It will also allow you to determine what triggered the thought, and then, of course, how you can KILL it—or HEAL from it.  If you are already aware of the issue, you might consider looking at it a bit deeper, what might have happened earlier in your life, and why you continue to feel this way now?  When we are children, we sometimes over-dramatize situations because they look so much “bigger.”  And the traumas don’t only occur in our childhood.  There are thousands of my military brothers and sisters who suffer from Post Traumatic Stress Syndrome (PTSD) that occurred from the stresses of military life.  Awareness can be an important first step in interrupting a recurring dragon.

E – Evaluate.  Make an honest appraisal of the situation and ask yourself a few key questions.  Is it true?  Did you over-dramatize it? Is the meaning you are bringing to this absolutely true or just partially correct?  Are you participating in ALL or Nothing thinking?  Are you comparing yourself to others?  Who would you be without these thoughts, these feelings?  Write your evaluation down.  Writing it down will help you keep track of your assessment—especially if your review changes over time.

I – Intention. What would you most like to feel in this situation?  How would you want to feel in this situation?  What are some empowering thoughts you might share with others to give them strength?  What would you feel and learn  if instead of believing this happened to you, you believe this happened for you?  What empowering belief can you bring to the problem?  If you assume that all things happen for you rather than to you, what would you learn?  Write your answers to these questions as you will want to repeat them and reinforce them later.

O – Optimism.  Positive thoughts are also SUPERPOWERS.  Bring a touch of optimism into your thinking, and what might be the positive outcomes of this situation?  How can you bring a positive aspect or way of thinking that might influence others?  Do you know what Martin Seligman found in a 22-year study at the University of Pennsylvania?  In his book, Learned Optimism, he summarized that being optimistic is the most important quality you can develop for personal and professional success and happiness.  Optimistic people seem to be more effective in almost every area of life.  To drive this point home, once again, write down your answers and review them consistently.  Just repeating the phrase, “I have a choice in the meaning I bring to this situation,” or I have learned from this situation and that makes me happy and more powerful.” Yes, the perception you bring to a previous event changes the whole meaning and how you react to it.

U — YOU!   You need to reinforce your new way of thinking.  Only YOU can do this. I like to use affirmations or what I call “I-CAN-TATIONS.”  State the new empowering feelings, emotions, thoughts that you have created about the situation.  Use positive, first-person sentences of “I am” or “I have.”  This is the real gist of transformational vocabulary (TV).  Then visualize yourself in the situation and demonstrate in your mind’s eye your preferred outcome.

There are other ways to develop your mindset, but these are just a couple of quick ones to get you started.

For a more complete explanation sign up below and I will send you a one-page summary.

Write your “I AM” statements down and state them; imagine them twice a day, morning and night.  If you need additional reinforcement, you might try bringing different ways of thinking to them by going through the process again.  To take it a step further, imagine yourself in the same situation in the future and see yourself acting out the new empowering behavior.  This technique will help reinforce your thoughts into actions and your new identity.

So here we are with a clear, or at least a healing past.  What is the next step we might take to continue to grow?  Imagining your future is the next step in our journey of time travel.  Going forward in time.  Moving into the future.

 

Developing Your Future Self

Successful people create their own opportunities by focusing on goals.  It is well established that a person that sets a goal is more likely to accomplish it.  Setting goals can be empowering.

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Start with the empowering part—change from the inside out.

—Dave Razo, Rich Life, Wealthy Life

Download Your FREE eCopy Of Rich Life, Wealthy Life

Reclaiming your love life, and getting your financial house in order doesn’t have to be painful.

Rich Life, Wealthy Life provides strategies for “stress-free” wealth development and delves into the leading cause of disharmony and divorce.  Here you will find solutions to emotional distress and a pathway toward empowering harmonious relations.

Empowerment

Empowerment is defined as giving power or authority. My goal in this section is to give you the power and authority to make changes  in your life. It really comes down to the words and images we use about ourselves. Using positive imagination and positive self-talk can transform that self-talk into your identity. It sounds easy, and it is easy. However, it does require some daily action, persistence, resilience, and discipline. You can do it!

How Can You Apply This to Your Life?

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One can have no smaller or greater mastery than mastery of oneself.

—Leonardo Da Vinci

Imagine the cumulative effect of choosing more empowering words on a consistent basis. “I can’t” and “I don’t” are statements that seem similar. We often interchange them, but psychologically they can provide very different feedback and, ultimately, result in very different actions. They aren’t just words and phrases. They are affirmations of what you believe, reasons for why you do what you do, and reminders of where you want to go. To put it simply, you can either be the victim of your words or the architect of them, building your future victory. Victim or victory—the choice is yours. Which would you prefer?

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Dream lofty dreams and as you dream, so shall you become. Your vision is the promise of what you shall one day be; your ideal is the prophecy of what you shall at last unveil.

—James Allen

Turn your dreams into reality.  Start by setting goals, and then through a process, you can define your destination and begin the work toward reaching it.  You can start with this short seven-step sequence.  For a more detailed explanation of each step, you can download my book at

 

  1. Write your goals—develop a positive mindset
  2. Identify your why
  3. Develop empowering strategies
  4. Overcome obstacles
  5. Set your deadline
  6. Hold yourself accountable
  7. Take massive action

There are other ways to develop your mindset, but these are just a couple of quick ones to get you started.

For a more complete explanation sign up below and I will send you a one-page summary.

The future isn’t a reality—it’s a projection. The future is a tricky business. As humans, we’re able to visualize, intellectualize, and emotionalize a reality that doesn’t yet exist. The problem is that sometimes we misuse our ability to think about the future. Part of the reason for this is bad messaging.

This is how people can get tricked by the future. It’s dangerous stuff, our being able to visualize a reality that doesn’t exist, because there’s the risk of our becoming determined to make it happen without realizing that it’s an ideal, something we can never reach.

If you think about it, any vision of a future result before that result has happened is make-believe. You’re making believe that that future is true.

The tricky part is what you do with the make-believe. It’s there for emotional, psychological, and intellectual motivation. It is not there as a measurement of how you might live a fulfilling life.

A fulfilling life is measuring the accomplishments of your past and having some form of authentic pride or gratitude for them.

Bringing new meanings and values to our past and creating an empowering future are two ways that we can make the PRESENT more meaningful. The goal here is not to live in the past or in the future, but to live each day in the present – maximizing your values and leading a fulfilling life. The meaning and values that you bring to this are keys to having that inner peace—that fulfilling life.

Dave Razo

Author – Speaker – Leader - Investor

Dave spent a long and distinguished career as a pilot and leader in the United States Air Force. Along the way, he managed to obtain three graduate degrees.  As an investor in the stock market for more than 37 years, Dave has seen his share of ups and downs.  When Dave retired as a Colonel in 2006, he founded Razor Sharp Investments. Subsequently, he worked with an investment education company, teaching new investors how to handle their money, and then two brokerage firms doing the same thing.  In 2012, Dave founded his own investment firm.  Dave has always been fascinated by the question, Why do people do the things that they do?  On his discovery journey, he encountered Tony Robbins. He worked with his event staff to eventually progresss through the Institute for Strategic Intervention as a coach, making him ideally suited to tackle the most formidable challenges in a relationship.  Dave continues to be committed to a life of service, mainly serving those struggling in their relationships over money.  

Dave is dedicated to the values of
Integrity First  -- Service Before Self – Excellence in All We Do.
Author: Rich Life, Wealthy Life
From Successful Investing to Happy Empowered Living
RichLifeWealthyLifeBook.com

What is the Super-Cycle to Success? The 4 F’s to Finding the Frick’in Fruit

What is the Super-Cycle to Success? The 4 F’s to Finding the Frick’in Fruit

In ancient times finding fruit was a reason to celebrate.  It was and is an excellent source of energy and nourishment.  Today we have another recipe for being fruitful.  I am talking about mental fruitfulness—collectively, our self proclaimed competitive advantage.

I can remember trying to find a little fruit as a teenager—at that time, the fruit for me was some cash, some dough, some money.  Why?  Primarily I wanted the money to be able to have some fun—go out with friends or maybe even a girl.

Unfortunately, my experience with REAL fruit was not very fruitful even though I came of age in an agricultural community.  Even in very fruit abundant northern California, where the summers are hot (plenty of sunshine), the ground is fertile, and rows of fruit trees are everywhere, I still had trouble finding the fruit I was after, those elusive greenbacks.

It was common for needy teens to work in the fields or at one of the local canning facilities.  You can imagine my embarrassment when my “summer job” only lasted one day.  My first experience with the production of fruit was extraordinarily short-lived and humiliating.  The first day at the apricot cutting tables, I cut more than the apricot.  With blood spewing everywhere and friends watching in horror, I had to go to the doctor to get stitched up.  I still have the scar on my left hand’s palm as a constant reminder.  So, no dough there, and that was the end of my summer work that year.

The next summer, I gave picking prunes a try.  No sharp objects were involved, but the work was challenging.  Hours in the hot sun, shaking prunes from the tree limbs and then picking them up off the ground to place them into a box.  I think I earned .50 cents a box that summer and may have made $85.00 after six weeks of picking prunes.  Not very fruitful.

My commitment remained.  I believed that if I could become fruitful— I would find the dough.  It turned out to be true.  I found 4 F’s that can lead you to the fruit.  The 4 F’s being the Frog, Focus, Flow, and Finish.

Now it might seem odd that I start with the Frog, and I’m not talking about the thousands of frogs we found as a kid in the creek near our house. I’m talking about the Frog that Brian Tracy writes about in his book “Eat That Frog!” Your Frog is your most significant, most important task.  The one you are most likely to procrastinate on and the one that can have the greatest positive impact on your life.

Eating your giant Frog allows you to get more done in less time so you can spend more time with the people you care about, doing things that give you the most joy.

How to Find Your Frog

To find your Frog, ask yourself the following questions.

  • What is the key result you’re creating?
  • What one task will contribute immense value?
  • What is the keystone to the quest you are on?
  • What will have the most significant impact?

Visualize the long-term consequences of completing that task.  It should have the most significant impact on your life or in the life of your company.  This is where the vast majority of the rewards will lie—both emotionally and financially.

Your rewards, both financial and emotional, will always be in direct proportion to your results, to the value of your contribution.:  — Brian Tracy

Developing Focus

Now focus takes discipline.  It is a skill that most of us can acquire with just a little practice.  Like most things that we do, the more we do them, the better we become.  But it takes a bit of work and self-control.  Developing the skill of Focus may initially seem difficult, but the rewards are great if you stick to it.   Here is how it works.

You see, the first step is often the hardest.  Taking that first step is the spot where you have no momentum yet–Zero, Nada, None.

According to the laws of physics, an object at rest will remain at rest unless acted upon by an outside force.  Your mind, and specifically, your goal, will motivate you to move forward.  Focus on that first small step and move toward your Frog–take that first bite.  Once you take the first bite and have chewed on it for just a little bit, you will start to gain some momentum.

Now, this is more than a mindset, more than voodoo, more than magic.  The neurotransmitters in your brain start to fire when you are moving toward your desired result.  You begin to get those feel-good feelings caused by the dopamine and oxytocin seeping into your system.  Your motivation and drive toward accomplishment are reinforced, and you begin to move faster and care less about taking another bite of the Frog.

Focus is a superpower, especially in today’s distraction-filled world.  If you want the fruit, you must be willing to give up the distractions.  Be able to focus on the critical task at hand.  Preferably that one essential task that will provide you with the greatest return—Focus on that Frog.

Getting Into Flow

Flow is a phenomenon.  It has taken me a while to get a basic understanding of it.  I know it exists because I can relate to it.  Even as a teenager, there were times when I was on the basketball court, and I experienced it.  When I felt like I knew where everyone was and where everyone was going, I felt in the zone, and movement was effortless.  Michael Jordan calls it being “in the zone.” Musicians call it being “in the pocket” or “in the groove.” Some comedians call it being in that “never zone.”

It is that mental state where time seems to standstill.  There is a reason for this.  The clock mechanism in your brain starts shutting down.  Hypofrontality begins to occur as parts of your pre-frontal cortex (PFC) lower their activity levels—they diminish.  Now you might  think this would be a bad thing as our PFC is at the core of your executive functioning—thinking, decision-making, analyzing.  However, when you are in Flow, you stream your consciousness and are unaware of yourself.  You begin to lose yourself.  You are just being there—100% present.

But the part that is “shut down” is what Duke University psychologist Mark Leary, aptly titled in his book, The Curse of the Self.   He states  

 “The self is not an unmitigated blessing; it is single-handedly responsible for many, if not most of the problems that human beings face as individuals and as species.  

 –Mark Leary

While in Flow, this sense of self shuts down.

By this point, your neurochemicals have turned into a waterfall of pleasure.  Your ability to pursue your goal, your desire is reinforced by the mix of chemicals and electrical pulses in your neuroanatomy.  You are continuing to act because the neurochemicals are flowing, and they are pulsing you to more action.  With each drop of norepinephrine, you get more energy to stay alert and to keep moving forward.  You might even feel obsessed with the project and can’t or won’t put it down.

 

The Power of Flow–What’s In It For You?

  • Flow focuses your attention on what’s significant
  • Flow can lead to improved performance.
  • Flow can accelerate learningand skill development.
  • Flow can multiply your productivity.
  • Flow helps you to rise to challenges.
  • Flow increases enjoyment and creativity.

 

In addition to the neurochemical reactions, there are also electrical connections being activated.  And the more of them that start activating, the more that others start firing.

In his book, “The Art of the Impossible,” Steven Kotler describes it as water being poured into a bucket on a waterwheel.

Pour enough water into a bucket, and sooner or later, it spills into the next bucket and the next. It’s that mechanical.”

– Steven Kotler

 

Final Finish!  Or Is It?

This mixture of neurochemicals, electricity, and anatomy can propel you forward all the way to finish line.  You will often get there faster and more efficiently than you could ever imagine.  The research is startling.

McKinsey & Company found a 500% increase in productivity by executives who regularly access flow states.  Harvard found subjects to have three days of heightened creativity after experiencing a flow state.  The Defense Advanced Research Projects Agency (DARPA) found subjects to have a 490% increase in skill acquisition, and the Unversity of Sydney found subjects to have a 430% increase in creative problem-solving.

 There are several traits, keys, disciplines to help you across the finish line.  Not the least is a bit of grit.  That stick-to-it ability that keeps a person on-task.  Showing a bit of resilience and persistence.  But these traits can be “hacked” too.  Below are some helpful tips.

 

Getting Across the Finish Line

  1. Set milestone goals. Divide the project into smaller bite-size parts.
  2. Celebrate along the way after each bite is eaten
  3. Eliminate distractions
  4. Overcome the obstacles. Create solutions, conquer challenges—make it fun
  5. Pause and review
  6. Keep an eye on the finish line

Getting to the finish line will not be a big challenge once you have accessed that waterfall of neurobiology.  It will continue to motivate you while at the same time keeping you inflow.

Don’t be surprised if you find yourself coming back for more.  The mix of chemicals and electrical impulses are gratifying and appealing.  They feel great, a natural high, and may even be addictive.  So in place of your “finish line,” you may find yourself on another search for more fruit.  That is when the 4 F’s begins again, and you will repeat the surprisingly simple super-cycle to success.  It is the closest thing to a magic formula.  It is where you can find the frick’en fruit.

Dave Razo

Author – Speaker – Leader - Investor

Dave spent a long and distinguished career as a pilot and leader in the United States Air Force. Along the way, he managed to obtain three graduate degrees.  As an investor in the stock market for more than 37 years, Dave has seen his share of ups and downs.  When Dave retired as a Colonel in 2006, he founded Razor Sharp Investments. Subsequently, he worked with an investment education company, teaching new investors how to handle their money, and then two brokerage firms doing the same thing.  In 2012, Dave founded his own investment firm.  Dave has always been fascinated by the question, Why do people do the things that they do?  On his discovery journey, he encountered Tony Robbins. He worked with his event staff to eventually progresss through the Institute for Strategic Intervention as a coach, making him ideally suited to tackle the most formidable challenges in a relationship.  Dave continues to be committed to a life of service, mainly serving those struggling in their relationships over money.  

Dave is dedicated to the values of
Integrity First  -- Service Before Self – Excellence in All We Do.
Author: Rich Life, Wealthy Life
From Successful Investing to Happy Empowered Living
RichLifeWealthyLifeBook.com

Chasing Happiness?   Here is One Way to Catch it

Chasing Happiness?
Here is One Way to Catch it

And, How to Improve Your Immunity and Lower Your Blood Pressure Without Taking A Pill

Yes, it is possible. The evidence is in.  You can gain significant health benefits, including your mental health, happiness, helpfulness, and generosity, by being, by doing just a bit more of one thing.

What is it?

That one thing is being GRATEFUL.  Giving THANKS.

The science backs this up, but let’s talk about all the benefits before going into the science.  In addition to improving your immunity and lowering your blood pressure, being a bit more grateful has shown to promote happiness, spur helpfulness, generosity, and cooperation.

Doing this one thing has the potential to up-level your entire life.

I recently read Gratitude Works by Robert A. Emmons, and I was surprised, no, shocked, by the evidence of how gratitude can improve our lives.  Clinical trials have shown positive health benefits that being a bit more grateful has on an individual.  And these benefits go beyond the psychological ones of happiness, contentment, and generosity.  Being thankful has tangible physical benefits too.

“Whether it springs from the glad acceptance of another’s kindness, an appreciation for the majesty of nature, a recognition of the gifts in one’s own life, or from countless other enchanted moments, gratitude enhances nearly all spheres of human experience.”

— Robert Emmons, Gratitude Works

With such massive benefits readily available, why don’t we take more advantage of them?  The answer may lie in our ancestry, our evolution, the reptilian and emotional parts of our brains.  Our brains are wired to notice negative information much more readily than positive news.   The theory is that our minds have become hard-wired this way as a survival mechanism.

“Our minds are like Velcro for negative information, but Teflon for positive.”      

–Rick Hanson, Neuroscientist

You see, when our ancestors were fighting for their lives, they needed to pay more attention to anything that would threaten their existence.  And as the saying goes, in neuro-circles, the neurons that fire together wire together.  So over time, and with the intense emotional need to survive, these circuits became highways in our brains.

Now, with this knowledge, we can act, and that action can become our power.  We humans have the unique ability to consciously control the firing of neurons.  We can fire positive neurons through our self-talk and visualizations.  These neurons, firing repeatedly and with an emotional input, can build and reinforce new circuits in our brain.

With repetition and some positive emotional charges, we can wire the positive feelings into our brains and access the same mind-body connection that evolution provided to make physical and mental improvements to our fitness.

Improvements, like better blood pressure and increased immunity, have proven-out in the lab.

Is it easy?  Yes.

Does it take a bit of effort?  Yes.

Is it worth it?  You bet!

And you may enjoy the journey.  If you decide to build a few new habits, their development can even be FUN.

I recently completed a short course on creating new habits.  The system I used was from the book Tiny Habits by B. J. Fogg.  Fogg is a Stanford research scientist, and the course he offers is free, so you can’t beat that price.  In his book, “Tiny Habits,” he identifies three keys to habit formation.

  1. Shrink the behavior. Make it small—keep it simple.
  2. Connect the behavior with something you already always do—a prompt.
  3. Celebrate your accomplishment every time you do it.

I highly recommend the book for anyone interested in making even the smallest of improvements in your life.  What I found is that after I completed the third step, the celebration, I felt like continuing to do the habit even more.  That little bit of celebration was enough to give me some momentum.  It spurred me forward.

I now love this method.  In the past, I would try using willpower to develop a habit.  I would eventually get frustrated, but it has become easy and fun with the “Tiny Habits” method. 

Now I know there are many ANTs, Automatic Negative Thoughts (Dr. Amen originally wrote about ANTs) out there that can spoil the party.  One of them is measuring yourself against an ideal rather than the gains you are making with a new habit.

Dan Sullivan wrote a short book called The Gap and the Gain, where he states:

“ .  .  .  .  that all unhappiness in your life comes from mistakenly measuring where you are against any kind of ideal.”

— Dan Sullivan, Strategic Coach

He suggests that the proper way to measure is against where we have been—that is the gain.  In other words, like B. J. Fogg, celebrate the wins, even if they are small wins, and you will be encouraged to keep moving forward.

And oh, by the way, the measuring is essential to progress.  What gets measured, improves; and what gets measured and reported improves exponentially.

In a sense, measuring against some future ideal is like denying your success.  Sullivan explains there will always be a gap between your future standard and your current capability.  The key to sustaining your progress is to measure yourself against the progress you’ve made—the gain.

Measuring this way leads to happiness.  It is, in a sense, another way of getting to gratitude in the celebration of the gain.  Be grateful for the progress, have a little bit of pride in your move forward.  There is research on different types of pride that deserves mention.  I have found it fascinating to discover these differences as authentic pride (doing) and hubristic pride (being) display positive and negative characteristics, virtues that correlate with each.  Suffice it to say, there are some real, tangible benefits to having “authentic pride” when it comes to goal achievement and relationships.  In my mind, having authentic pride is closely related to measuring the gain.

How do the GAP and the GAIN impact our gratitude?  The GAP is an ideal that is difficult, if not impossible, to attain.  The GAP leaves us feeling frustrated.  Measuring against the GAP feels like we aren’t making any progress.  I had been doing this for most of my life.

I might have been operating at a level that many people would think of as impressive, maybe even superior.  But, if you feel like you’ve fallen short of your ideal, some imaginary standard, you will not have the momentum to continue.  You may even become frustrated and quit.  You’ll find happiness to be elusive at best.

Feeling frustrated or stressed isn’t because there’s anything wrong with you or your achievements; it’s because of the way you’re thinking about your progress—measuring it against a future ideal rather than the gain you’ve created.

Whereas when you measure your current performance against where you have recently been, then even making some small gains will feel great.  Having pride in them, celebrating those gains, and being grateful for them provides a shot of happiness (dopamine) and gives you added momentum and encouragement to do more. We all like this neuro-adapter dopamine, don’t we?

Thanks to evolution, what we do, how we do it, and how we experience success and progress are all functions of using our brains.

We can be consciously aware of how we think about our progress.

Dan Sullivan and Dr. Benjamin Hardy helped me discover that I could be conscious of how my brain measured progress.  Rather than only taking things in, I am now aware of how to use the measuring more practically.  We’re happiest when we’re using our brains to visualize, achieve, and then measuring the actual progress we’ve made. There is a right way and a wrong way to measure.

So how does all this relate to gratitude?  Well, just like measuring the gain, gratitude trains the brain to focus on the positive, altering its typical, negative bias.

Steven Kotler, in his recent book, The Art of the Impossible, believes that a daily gratitude practice is one of the four horsemen you can ride toward more happiness.  He states that

“ .  .  .  .  .  a daily gratitude practice, daily mindfulness practice, regular exercise and a good nights rest,  . . . . remain the best recipe anyone has yet found for increasing happiness.”

Dr. Andrew Huberman goes deeper into neuroscience in a recent video on YouTube (https://www.youtube.com/watch?v=wZN31fTPU64) called

I Guarantee Your Behavior Will Change.

He explains how important it is to register the wins.  He goes on to talk about the science behind the benefits of good old GRATITUDE.

He is emphatic when he states this isn’t navel-gazing or just saying you’re happy with everything you’ve got.  He emphatically states that it is WRONG.

It is about savoring the journey from whence you came.  It’s about measuring the gain.  It’s about that authentic pride, being grateful and deriving pleasure in the growth.

It turns out that the practice of gratitude has two effects.  One is the secretion of molecules, like serotonin, which makes you happy about the here and now.  There is also evidence that it promotes the secretion of dopamine.  This neuromodulator makes your sense of possibility about things that extend beyond your immediate physical sphere more real.

Dr. Huberman has found that if you look at people who can sustain effort in very complex, even chaotic environments, even people who are navigating cancer treatments, they set milestones for themselves. When they reach those milestones, they internalize them, even subjectively, which leads to the secretion of these “feel good” molecules.

The serotonin and dopamine give them a sense of possibility about moving to the next milestone.

So gratitude can make you happy in the present and can give you a broader sense of perspective for the future. It is a powerful mental and physical medicine that can increase your happiness, generosity, and helpfulness.  There is scientific evidence that it can reduce blood pressure and boost immune function.

In today’s high-stress world, a little bit of gratitude can go a long way.

Dave Razo

Author – Speaker – Leader - Investor

Dave spent a long and distinguished career as a pilot and leader in the United States Air Force. Along the way, he managed to obtain three graduate degrees.  As an investor in the stock market for more than 37 years, Dave has seen his share of ups and downs.  When Dave retired as a Colonel in 2006, he founded Razor Sharp Investments. Subsequently, he worked with an investment education company, teaching new investors how to handle their money, and then two brokerage firms doing the same thing.  In 2012, Dave founded his own investment firm.  Dave has always been fascinated by the question, Why do people do the things that they do?  On his discovery journey, he encountered Tony Robbins. He worked with his event staff to eventually progresss through the Institute for Strategic Intervention as a coach, making him ideally suited to tackle the most formidable challenges in a relationship.  Dave continues to be committed to a life of service, mainly serving those struggling in their relationships over money.  

Dave is dedicated to the values of
Integrity First  -- Service Before Self – Excellence in All We Do.
Author: Rich Life, Wealthy Life
From Successful Investing to Happy Empowered Living
RichLifeWealthyLifeBook.com