How To Achieve Your New Year’s Resolution

 “One can have no smaller or greater mastery than mastery of oneself.” —Leonardo Da Vinci

Have a Vision

Many years ago, the commencement speaker at a prestigious university asked the members of the graduating class, “Who has a definite plan for their lives?” He looked around the room; only three hands were raised. Twenty-five years later, when the class held a reunion, the combined net worth of those three individuals exceeded that of the remainder of the class.


People who know where they are going always achieve far greater levels of success than those who merely drift through life, expecting circumstances to create opportunities for them. Successful people create their own opportunities by focusing on goals with an intensity that borders on obsession. In this way, every action moves them forward, closer to their goal.


“Start with the empowering part—change from the inside out.”

—Dave Razo



Empowerment is defined as giving power or authority. My goal in this section is to give you the power and authority to make changes in your life. It really comes down to the words and images we use about ourselves. Using positive imagination and positive self-talk can transform that self-talk into your identity. It sounds easy, and it is easy. However, it does require some daily action, persistence, resilience, and discipline. You can do it!



How Can You Apply this to Your Life?

Imagine the cumulative effect of choosing more empowering words on a consistent basis. “I can’t” and “I don’t” are statements that seem similar. We often interchange them, but psychologically they can provide very different feedback and, ultimately, result in very different actions. They aren’t just words and phrases. They are affirmations of what you believe, reasons for why you do what you do, and reminders of where you want to go.

To put it simply, you can either be the victim of your words or the architect of them, building your future victory. Victim or victory—the choice is yours. Which would you prefer?

“Dream lofty dreams and as you dream, so shall you become.

Your vision is the promise of what you shall one day be;

your ideal is the prophecy of what you shall at last unveil.”

—James Allen


Turn your dreams into reality >> setting goals >> defining your destination

Write Your Goals

Goal setting is both an art and a science. There are specific steps to setting goals, but artistic flair and creativity are indispensable to actually implementing the actions necessary to accomplish them. I will provide you with a proven, seven-step process to achieve your dreams, your desires, your goals. If you follow these seven steps, you will be successful.

Goal setting, a process that can be applied to any area of one’s life, starts with taking a realistic appraisal of where you currently are, then determining what you want and where you want to end up—your goal. Then, develop the steps needed to get to your destination. A helpful acronym from Your Best Year Ever, by Michael Hyatt uses the word SMARTER to identify key aspects of goal setting.

S =  Specific—Clearly Defined

M = Measurable—Able to Measure Your Success

A = Actionable—Use a Verb and Do It

R = Risky—Invoke Emotion

T = Time Keyed and Triggered—Sense of Urgency

E = Exciting—Remember Why You Want It

R = Relevant—Reality Check

Writing your SMARTER goals is the first important step in turning your vision into something real.

Now, get a piece of paper and write down your vision, your goal. Think big. Think of the possibilities. What will it be like living your dream: your new lifestyle, your income, your net worth? Write it all down. now—stop reading and start writing.

You have to have a dream to make a dream come true, and writing it down activates your nervous system, the goal-seeking part of your brain. Pause your reading or listening to write about your dream now.

Are you writing? Write! Right now. Write now.

How about other areas of your life—your mind, body, spirit, emotions, relations, income? I include all these areas in my goals, as well as my “living the outstanding life” goals. Write down all the goals you desire—everything that comes to mind.

Okay—that’s great!

Look at your creation and be happy. Celebrate the journey. Take pride in your accomplishment. This step is just the start, and it’s important that you find enjoyment in the journey. These little breaks to enjoy what we are doing have neurological consequences, so take time to enjoy each little step along the path.

Now that you have established your goals and a clear vision of where you are headed, go back and phrase your goals as if they are already accomplished.

Phrase them as “I am” or “I have” statements. I know this sounds weird, but through daily repetition of these “I am” statements, our minds begin the process of believing “you are”—they will become your identity, and your brain will seek ways to maintain your identity. Your own identity is a powerful force in the human psyche.

Making changes to your brain requires repetition and emotion. That is our next step. Specifically, changes to your subconscious will include I-can-tations (your “I am” and “I have” statements) plus visualizations.

Visualization involves imagining yourself having already attained the goal, whether it be financial, relationship, or career/work related or mental, physical, spiritual, or emotional experiences—clearly envision yourself having accomplished the goal. Include the reason behind attaining the goal—the emotional impact—and the result. Make it as vivid as you can. See it, hear it, feel it, smell it, and taste it.

Adding I-can-tations will empower the neuropathways. Write a positive first-person statement about the goal having been achieved. For instance, if it is a financial goal, you might write, “I have $1 million in liquid assets in my trading account on June 1, 20XX.”

Now write an I-can-tation for every goal you have. Say it out loud frequently, and add emotion every time you say it. I suggest each morning and night at a minimum. As you state each I-can-tation, picture yourself doing it and succeeding at it—even overcoming potential obstacles along the way.

Visualizing a big goal will activate the parts of the brain (nucleus accumbens and insula) that drive your motivational center to take action on your visualization in reality. Imagination, rehearsal, and practicing the role you plan to play reinforce the new pathway. Over time the role will become more and more familiar to you. When you work with your self-image and add knowledge, skills, and abilities, your goal and your vision become one. It becomes your new “comfort zone”. You will have activated what I believe is the most powerful, the most empowering, part of your brain.

Activate this part of the brain by picturing yourself achieving the goal you desire daily. See it, feel it, speak it, believe it. It all begins in your imagination. Practice this technique morning and night, and continue to practice day after day until your goal becomes a reality.

“Imagination is more important than knowledge. For knowledge is limited to all we now know and understand, while imagination embraces the entire world, and all there ever will be to know and understand.”
Albert Einstein

There are two ways to reinforce this new image in your brain: spaced repetition and emotionally charged visualizations. Practice twice a day, early in the morning and then again in the evening. Use this time to relax and enjoy your internal journey into your imagined world. Apply an affirmation, an I-can-tation, along with your visualization. To really boost your change, attach a powerful feeling to the goal attainment.

Make your image bigger, brighter, and more alive. Add an image of yourself enjoying the newfound success. Imagine yourself succeeding at the goal, overcoming the obstacles along the way, celebrating your achievement. Bringing emotions into the picture activates the pain and pleasure circuits that will drive you to action.

Writing your goals down and phrasing them in positive “I am” statements is just the first step—attaching emotions to the goal will turbocharge your desire. One way to attach strong emotions is to determine why you want these goals and we will talk more about this in the next article..

Remember this is just the first step on the journey.  We will provide you with all the steps in coming articles, and if you want to revisit the 1st article you can go here LINK HERE

The critical steps to keeping your resolutions and obtaining your goals are broken them down into seven master steps to unlock your goal-achieving success. In the coming articles, I will dive deeper into each of these seven master steps to provide you a path to achieving any goal you set your mind to. The seven steps are:

  1. Goal Setting — Mindset
  2. Purpose Driven – Inspiration
  3. Strategies — Education
  4. Overcoming Obstacles – Grit
  5. Turbo Boost – Flow & Environment
  6. Accountability –Forcing Functions
  7. Massive Action—Revisions and Celebrations

So stay tuned and we will get there together.

If you have questions, you can contact me at Dave.Razo@WeBuildABetterU.com

I am rooting for you.


Download Your FREE eCopy Of Rich Life, Wealthy Life

Reclaiming your love life, and getting your financial house in order doesn’t have to be painful.

Rich Life, Wealthy Life provides strategies for “stress-free” wealth development and delves into the leading cause of disharmony and divorce.  Here you will find solutions to emotional distress and a pathway toward empowering harmonious relations.

As an example, you might start by setting aside a portion of your income to help others.  In this way, you will be leading both a rich life and a wealthy life. Choose a church, a charity, or a cause that you can enthusiastically support. Then give your money and/or your time to support that cause. The primary beneficiary of such noble actions is always the one who gives. 

For more info on leading a rich and wealthy life check out my book or visit our website—details are below.

Dave Razo

Author – Speaker – Leader – Investor

Dave spent a long and distinguished career as a pilot and leader in the United States Air Force. Along the way, he managed to obtain three graduate degrees.  As an investor in the stock market for more than 37 years, Dave has seen his share of ups and downs.  When Dave retired as a Colonel in 2006, he founded Razor Sharp Investments. Subsequently, he worked with an investment education company, teaching new investors how to handle their money, and then two brokerage firms doing the same thing.  In 2012, Dave founded his own investment firm.  Dave has always been fascinated by the question, Why do people do the things that they do?  On his discovery journey, he encountered Tony Robbins. He worked with his event staff to eventually progresss through the Institute for Strategic Intervention as a coach, making him ideally suited to tackle the most formidable challenges in a relationship.  Dave continues to be committed to a life of service, mainly serving those struggling in their relationships over money.  

Dave is dedicated to the values of
Integrity First  — Service Before Self – Excellence in All We Do.
Author: Rich Life, Wealthy Life
From Successful Investing to Happy Empowered Living